Settle and receipt

---
name: settle-and-receipt
description: >-
  Takes a payment request, picks the cheapest rail available in the payer country, settles it, and files the receipt.
  Trigger on: pay this invoice, settle in crypto, cheapest way to send.
---

# Settle and receipt

## PREREQUISITE

Install and authenticate these skills first:

- `fiat`
- `onchain-pay-open-api`
- `payment-assistant`

If any of them is missing, say which one and stop. Do not improvise a replacement.

## SEQUENCE

### Step 1. `fiat`

Read payment methods and limits for the payer country and currency pair.

**Continue only if** a method exists inside the requested amount.

**Otherwise:** Report the limit that blocks the payment and stop.

### Step 2. `onchain-pay-open-api`

Quote the fiat to on-chain route including fees.

**Continue only if** the on-chain route is cheaper than the Pay route.

**Otherwise:** Move to Binance Pay instead.

### Step 3. `payment-assistant`

Execute the transfer, then generate the receive link or QR for the counterparty.

## RULES

- Amount and recipient are read back to the user before the transfer step runs.

## OUTPUT

Report each step that ran, the gate result, and the step that stopped the sequence if one did.
Never report a step as done when its skill returned an error.